What is Hospital Indemnity Insurance?

Supplemental coverage that helps offset costs associated with hospital stays, whether for planned or unplanned reasons. Payments made directly to you and benefits do not offset with medical insurance.

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Plan Rules:

• Eligibility: All full-time employees working 20+ hours/week, spouse and children (up to age 26)

• Coverage through MetLife

• No health questions – Every Year!

• No pre-existing condition limitation or waiting periods

• Benefits do not coincide with health insurance payments and are made directly to you

• The chart below is a sample of covered services. Please see Plan Certificate for a detailed listing of services in their entirety