Physical Therapist

DISABILITY

What is Disability Insurance?

A type of coverage that replaces a portion of your income if injury or illness prevents you from working. It provides financial security for you and any loved ones
who may depend on your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.

Short Term Disability Plan Rules:

  • Eligibility: All full-time employees working 20+ hours per week

  • Coverage through Mutual of Omaha

  • Employee must be actively at work on the effective date

  • Employee can start and stop using sick leave to get through the elimination period

  • No health questions EVERY YEAR!

Long Term Disability Plan Rules

  • Eligibility: All full-time employees working 20+ hours per week

  • Coverage through Mutual of Omaha

  • Employee must be actively at work on the effective date

  • Employee can start and stop using sick leave to get through the elimination period

  • Employee Assistance Program (EAP) included (Enrollment in the LTD plan is not required to utilize EAP)

  • No health questions EVERY YEAR!

Contact Campus Benefits for assistance with claims.

Email: mybenefits@campusbenefits.com

Call 1-866-433-7661, option 5

Contact Mutual of Omaha - 1 (855) 993-6119

Group Number: G000581A

Mutual of Omaha Member Website

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How to File a claim over the phone

  1. Contact Mutual of Omaha at 1 (800) 877-5176

  2. Select Option 2

  3. Select Option 1

 

The Mutual Team sets up the claim and assigns it to a claims specialist.

​​​The claims specialist verifies:

  • Eligibility based on the contract​

  • All necessary documents have been received

  • Payroll information, which may be requested from your employer

  • Special handling/customized claims processing information

Follow-up contact is initiated by the claims analyst as follows:

  • If a claim is pending, check-in calls are made weekly

  • If a claim is approved, check-in calls are made every other week

  • If a claim is denied, the claims specialist calls you to ensure all documentation and records have been received and to discuss the decision

If you need further assistance, please contact the Service Hub.