CRITICAL ILLNESS

What is Critical Illness Insurance?

A health and wellness plan in which you receive a lump sum cash payment if you are diagnosed with one of the specific illnesses on a predetermined list of critical illnesses.

​

Plan Rules:

• Eligibility: Eligible full-time employees working 20+ hours/week, spouse and children (up to age 26)

• Coverage through Guardian

• Elect Critical Illness with or without Cancer coverage based on your individual needs

• Issue Age - Rates are locked in and will not increase with age

• No health questions – Every Year!

• ​Please review the Plan Highlight Sheet and Certificate for further details.