CRITICAL ILLNESS

What is Critical Illness Insurance?

A health and wellness plan in which you receive a lump sum cash payment if you are diagnosed with one of the specific illnesses on a predetermined list of critical illnesses.

Plan Rules:

Eligibility: All full-time employees working 20+ hours/week, spouse and children (up to age 26)
Coverage through Guardian
Elect Critical Illness with or without Cancer coverage based on your individual needs
Issue Age - Rates are locked in and will not increase with age
No health questions – Every Year!