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What is Voluntary Term Life Insurance?

Proceeds can be used to replace lost potential income during working years and help ensure your family's financial goals will still be met; goals like paying off a mortgage, keeping a business running, and paying for college. VTL coverage is included as a part of life insurance benefits and will pay out a lump-sum death benefit in the event you or a covered loved one are killed accidentally or die later as the direct result of an accident. This plan also has a dismemberment benefit which provides an additional lump-sum payment if an insured becomes dismembered in an accident.

Plan Rules:

  • Eligibility: All full-time employees working 20+ hours/week, spouse and children (up to age 26)

  • Coverage through Mutual of Omaha - GROUP NUMBER: G000581A

  • Employees who both work at Dougherty can cover each other and their dependents

  • Total employee coverage cannot exceed the plan maximums for Employees.

  • Dependent coverage may not exceed employee coverage amounts 

  • No Health Questions - EVERY YEAR!

Contact Campus Benefits for assistance with claims.


Call 1-866-433-7661, option 5

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